Search & Get Informed!
Find out everything you can about insurance. Get unbiased advice, without the jargon. We can help you connect the dots. And provide clarity.
Compare & Save
Compare insurance quotes from most reputable insurance companies in Canada with a side by side comparison to find the best option and save money doing it.
Apply | Online or by Phone
Do all your rate research online. Then, you decide how you want to proceed; either online or by phone. Let our licensed advisors handle the rest. Free of hassle, free of charge.
* Just to let you know, you can start online and then request one of our licensed advisors to take it from there. This is how most of our clients do it!
At Optimal, our experienced Licensed Insurance Advisors are here to simplify it for you. As an independent brokerage, we are completely unbiased—working for you, not the insurers.
We carefully assess your risks and customize coverage to fit your financial goals.
We stay ahead of the market to bring you innovative, cost-effective insurance solutions, ensuring you get the best value.
With a client-first approach, our accomplished advisors are committed to guiding you every step of the way.
Our Team of Licensed Advisors are dedicated to finding the best coverage at the best price on the Insurance Market.
GET FREE QUOTE
Our caring and helpful Advisors are always looking out for the best interests of their valued clients. We take pride in our service.
SPEAK TO OUR ADVISORS
Having trouble finding affordable insurance because of your age or health?
We provide Guaranteed Issue Insurance - your acceptance is guaranteed!
It doesn't matter what your current health is or if you have a medical condition. You cannot be turned down. There are no health questions and no medical exams when you apply.
Researching life insurance online is a great first step, but there’s a crucial part of the process that often isn’t fully explained: understanding how medical and lifestyle factors affect your application. Every insurer evaluates these factors differently, and choosing the right one can mean the difference between getting the best rates or facing unexpected declines and high premiums.
Here’s something most people don’t realize: working with a licensed advisor doesn’t cost you a cent more than going directly to an insurer. In fact, our advisors often save you time and frustration. After a quick conversation about your needs and lifestyle, they know exactly which insurer is likely the best fit for you.
This guidance helps avoid the headache of misapplied coverage and ensures you’re getting the best rates. When you work with a life insurance broker, you’re gaining an advocate who works for you, not the insurance companies. Their mandate is to find you the best coverage at the best price. We’re here to make the process simpler and more efficient, so you don’t have to spend time or energy second-guessing your choice.
Save Time, Save Effort – Talk to a Broker. It’s the Same Price, with Less Hassle and More Confidence.
